Landlord required Resident Legal Liability Insurance is a trend in the multifamily housing industry that has gained considerable popularity over the last fifteen years. It has become commonplace in today’s market in all subsections of the habitational market - including traditional market rate, senior & student housing, single family rentals and manufactured housing. The available providers of this product have also grown dramatically and include traditional insurance companies, Managing General Agents, property management software providers and self-insured solutions. Available programs not only provide protection from tenant negligence, but also have the potential to be a significant source of ancillary income. This has led to a niche industry for resident insurance in which there are varying degrees of products and coverage available to apartment managers and owners. These products compete with the large personal lines insurers that residents can procure on their own.