insurance brokerage


The insurance market is inherently cyclical and requires a professional that can navigate these cycles to avoid volatility in your insurance costs.  The success of your insurance program weighs heavily on properly presenting your risk to the right audience.  A static program in the current market will result in a commoditized product that does not properly protect your risk nor deliver the lowest cost program.  
Our brokerage practices consist of professionals with decades of experience with discipline specificity in property, casualty, environmental and executive lines, separately.  Each practice consists of dedicated claims advocates that support our brokers in developing our product prior to claims, in addition to advocating and maximizing your recoveries following claims.  

We have access to over 50 direct and facultative insurance and reinsurance companies throughout the United States, London, Europe, Bermuda and Asia.  Where applicable, we have access to multiple programs and facilities designed to pool and automate the underwriting process and provide economies of scale.

Why choose Stern Risk Partners?

We use proprietary, creative solutions to help our clients find new ways to fund for insurance costs including using captive insurance companies.


  • We are product experts in every line of insurance and create cutting edge solutions to help solve our client"s struggles. 
  • Our team has experienced changing insurance markets and we know how to adjust in all environments to maximize results.  
  • We interact with the insurance market on a daily basis - so we know what insurance should cost and we can prepare our clients accordingly.
  • We utilize all technology available to the insurance market and we use it effectively by tenured experts.
  • Our experienced, professional staff will structure your program so insurance never becomes an impediment to you focusing on your core business. 

Operational Efficiency 

  • Simplifying the administration of insurance is critical in business. We are experienced in negotiating pre-agreed rates for acquisitions and divestitures as well as utilizing customized manuscript insurance policy forms.  
  • We help our clients solve insurance challenges when dealing with lenders, acquisitions and divestitures, different owners, allocations and coverage items.
  • Our safety and loss control is integrated into every facet of our brokerage operation. 


  • We create additional capacity  by utilizing alternative insurance markets not traditionally considered by other brokers.
  • We implement parallel marketing efforts driven by client specific factors to determine the best structure for that each client.
  • Our creative structuring and understanding of the insurance market place helps you lower your total cost of risk.