Our Story


About Stern Risk Partners

Stern Risk Partners is a specialty, niche insurance brokerage and captive management firm founded by Michael Stern and Mark Ouimette. We work with large public and private companies on an international platform that covers the entire United States. Our professionals have decades of experience serving a variety of industry verticals including Construction, Real Estate, Hospitality, Technology, Manufacturing, Higher Education, Retail, Healthcare and Energy.

Stern Risk Partners was founded on the principle that all businesses deserve the opportunity to benefit from the unique economics associated with programs that integrate traditional insurance with captives. Rather than cookie-cutter ideas, we offer creative solutions that empower our clients to find new profit centers and lower their overall insurance cost.

Stern Risk Partners was built on a platform of industry specialization with a long-term, value-oriented, research-driven approach.  This helps exemplify the work our team members do each day to ensure we are exceeding the expectations of our clients.  We deliver solution-based results to every client.  We do not focus on internal corporate politics or segmented profit centers, but rather we pay special attention to each client and their program"s success. Stern Risk Partners is unmatched in its experience and expertise with developing insurance programs in conjunction with a captive insurance company. 

Stern Risk Partners Provides

Client-Focused, Strategic Advice and Guidance

Experienced Service Teams that Drive Unique Solutions with Flawless Execution


Competitive, Transparent and Fair Compensation for Our Services

Complete Satisfaction to Every Client

Our Advantage

We believe that industry specialization is the best way to deliver superior results for our clients.  Our core team pioneered the concept of structuring a mandatory resident liability insurance program through a captive insurance company, in addition to providing brokerage and captive management services throughout many industries.  Stern Risk Partners focuses on the specific industries, and seamlessly integrates extensive large account expertise with captive insurance companies, and traditional P&C brokerage. We do not outsource any of our captive services (design, implementation or management), resident liability insurance services or brokerage services.

At Stern Risk Partners, we hold ourselves accountable to empower our clients with insightful recommendations, a fresh approach, and creative solutions. We integrate our service team to align with client goals, offering unlimited access to our top-tier resources without complicated corporate structures or local profit center mentalities found with larger competitors.  We are experts in large account property and casualty placements, mandatory resident insurance programs and captive insurance and can guarantee the delivery of superior results.